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Are you in the middle of your rush hour of life? You want a career, children, a job with meaning and time for yourself and your passions? We help you to reconcile everything. Because we believe that daycare costs should not stand in the way of any way of life – and all children should receive high-quality early childhood education.
* If you pay part of the saved daycare fees into a Pillar 3a, the tax savings are usually higher than the 3% interest rate. A positive outcome for your private pension plan.
Give up your career? Get less pension in old age? Strain the family budget? That doesn’t have to be the case. We support mums and dads continuing to work on an equal footing. This brings financial advantages – for example, as parents you will both receive a higher retirement pension. Enabling the gender pension gap to become smaller. As many mothers who stay at home with their children still receive less pension following retirement. Or that you pay less for daycare every month thanks to Awina financing – and can thus optimise your family budget. If you can invest the money you have left over each month in such a way that you benefit from higher interest rates, you can make even more out of your income.
You want to have it all? Children, career, time for your passions? That’s exactly what we help you with. Because we think you should have the freedom to decide for yourself which family model suits your family. For this to be possible, you need the right conditions. Affordable childcare facilities are extremely important for families, however, they are rare.
With the financing of a daycare place, you can continue to follow your professional goals and develop your careers – and last but not least, you can work in a job that gives you fulfilment and purpose alongside your family life.
And finally, it’s also about your child: attending daycare, your child gets the care and support he or she needs. Your child learns, is encouraged and develops quickly by interacting with other children – a chance for your child’s future.
We support you in financing a daycare place through an earmarked loan for 3 per cent interest per year. And, yes, this also applies to an already subsidised place.
How Awina works: We finance up to half of your daycare costs. This way, you spread the cost of your daycare place over several years. Because you have twice as long to repay the loan and the 3% interest. The interest rate is much lower than the interest rates offered by other credit institutions. You decide whether you want to finance half your costs or less. And also how long you need the financing. Do you want to finance the whole time until kindergarten? Or do you need financing for one year? We are as flexible as your needs are.
Are you thinking about the amount of the loan you would like to take out to pay for your daycare costs?
On our loan calculator page you can find out without any obligation.
Would you like to register with us and apply for a loan?
Do you have any questions? We will be happy to advise you personally on the phone.
